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Design and Implementation of a Computer Based Loan Assessment System
RESEARCH PROJECT TOPIC ON Design and Implementation of a Computer Based Loan Assessment System
Lending is a vital activity for most financial institution. Not only do loans represent the largest commitment of funds for depository financial institutions but also they produce the greatest share of the total revenue generated from all earnings assets. Moreover, it is in the lending function that depository financial institutions generally accept risk. Most banks funds as well as other depository financial institutions are committed to loans. As regards to this research focuses on the automated loan facility assessment for a lending institution. The computer aided automation compares an applicant’s financial situation with the lending institution predefined standards for stability. It also X-rays the need for a rational and effective exchange of information that involves many comparisons it assesses a client and determines if the client is credit worthy for a loan. If the client is, how much he wants as loan. To ensure that client is not granted more than requested of and to enhance logistic efficiency and ease in loan assessment. The new system was designed using Microsoft visual basic 6.0 programming language. This language was chosen because of its easy syntax and features for developing windows based applications. …